D.R.I.P.

D.R.I.P.

D.R.I.P. (Dividend Re-Investment Plan) and Stock Purchase Plan and Broadridge Corporate Issuer Services, Inc.
Peoples Bancorp offers a Dividend Reinvestment and Stock Purchase Plan for the benefit of shareholders. The Plan provides for the full or partial reinvestment of cash dividends, optional cash purchases of the Corporation's stock, safekeeping of share certificates, liquidation of shares, and gifting of shares and enrollment of designated recipients. For additional information, please call Krissy Price at (828) 464-5620 or (800) 948-7195. You may also contact our plan administrator, Broadridge Corporate Issuer Services, Inc. at 1-855-263-4988 or you may e-mail your questions to shareholder@broadridge.com. If you already participate in our Dividend Reinvestment Plan, you can review your account online at https://investor.broadridge.com.

Registered Stock Transfer Agent
Broadridge Corporate Issuer Services, Inc. serves as the registered stock transfer agent for Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK). The agent is located in Brentwood, NY and can be reached at 1-855-263-4988 or you can e-mail your questions to shareholder@broadridge.com. The agent performs all stock transfer functions including issuance and cancellation of certificates, physical payment of cash dividends, stock dividends, and issuance of appropriate tax documentation. If you already participate in our Dividend Reinvestment Plan, you can review your account online at https://investor.broadridge.com.